But budgeting can be easier said than done. It can be hard to figure out how to get started, and even harder to stay on track. Maybe you’ve remembered to budget for your kids’ sports registration fees, but not their uniforms—or maybe you’ve budgeted for gas, but not to replace your windshield’s glass when it cracks. That’s where backward budgeting comes in. It’s a technique that economists say is the best way to make a realistic budget....
Envision this: Instead of a pile of half-finished notebooks and random Post-Its cluttering your desk, you would have one notebook. One single journal that acts as the ultimate to-do list. Founder Ryder Carroll, the man behind the bullet journal, says the concept was almost 20 years in the making. “The roots of the bullet journal came from me having a lot of problems learning in school, especially when it came to taking notes,” Carroll says....
This past year has been no different. With the dawn of the coronavirus pandemic came a major switch in our wardrobe. High heels were replaced with comfortable slippers, and loungewear replaced workwear. Though we expected to see clothing companies shift over to the production of gloves and face masks, we didn’t anticipate the rise of stylish, germ-fighting clothes. Antibacterial clothing is the newest category that retailers are implementing to appeal to anxious shoppers....
A recent study from Principal Financial Group showed that about three in 10 workers have concerns about not being able to retire when they want to. As daunting as the retirement readiness question may be, it’s one that most of us will have to address sooner or later. Of course, you can answer this question with some degree of certainty. To help you with the deliberations, we asked financial advisors and retirement experts for guidance on how best to determine whether you’re ready to draft a permanent “out of office” reply....
Avocados are incredibly nutritious, versatile, and they taste kind of like butter. What’s not to love? Well, their shelf life is pretty undesirable. What’s more, these little fruits are pricey. Having to waste a ripe—or even overripe—avocado is the worst. So we’re here to answer the question all avocado lovers want to know: Can you freeze avocados? Yes, if you do so correctly. How to Freeze Avocados Follow the simple steps below to properly freeze your extra avocados, then put them to use in these delicious smoothie recipes....
Cariuma, the under-the-radar shoe brand beloved by shoppers, has launched three new colors of its ultra-popular Oca Low sneakers. Now available for pre-order in bright pink, violet, and tangerine, the bold shoes are perfect for standing out in a sea of white sneakers. The Oca Low shoes have racked up a 34,000-person waitlist in the past, according to Cariuma, so it wouldn’t be surprising if the three new colors sell out before you know it....
Consider installing a large mirror along one wall to visually expand the limits of the room. If placed strategically, a tall rectangular mirror can even give the illusion of a room beyond the room. And in a cramped kitchen, consider placing a mirror behind the sink to give the impression of a window. Plus, this placement will let you see the rest of the room while you’re washing dishes. RELATED: These Stylish Furniture Pieces Have Secret Storage—And They’re Absolutely Genius Finally, avoid the temptation to line up all of the furniture along the walls in hopes of showing off empty space in the middle of the room, a move that will only make the room awkward to navigate....
The lazy girl in me tries to air dry as much as possible, but preferably without having a mop of hair clinging to my shirt. So I found the best solution in Crown Affair’s The Hair Towel, and nothing has been as game changing for my hair care routine like this. The brand sent the towel to me to test at the end of last September, and I’d had it on my social media radar for a while prior to receiving it for trying....
Currently, the K-beauty brand’s serum has more than 1,600 overwhelmingly positive reviews on the Sephora website. Multiple shoppers shared reports of immediate change, including one that noticed a difference after only a few days. “My skin feels and looks like it never had any issues with dryness,” they wrote. “My skin looks healthier and brighter. I can definitely see myself purchasing this again.” To buy: $48; sephora.com The serum combines hyaluronic acid with the antioxidizing powers of plum extract, along with vegan collagen and silk proteins....
Despite our obsession with clear, smooth, radiant skin, many of us still don’t know a lot about our pores. Here, dermatologists debunk some of the most popular pore myths, and tell us exactly what to believe. When pores are warmed up, skin will feel more moisturized, but it also might disrupt the protective barrier, making skin more sensitive and prone to trauma. This is why it’s important to really trust whoever you hire for a facial, since you may experience unnecessary breakouts, and in some extreme cases, scars....
Plus, Pantone’s Color of the Year, First Light, a pale rose hue, proves that new neutrals will soon be replacing our white walls. To buy: $59 per gallon, backdrop.com. To buy: $130, worldmarket.com. To buy: Current Mood, $49 per gallon, clare.com. The perfect bedding to nestle in your arched sleeking alcove? This linen duvet cover from Anthropologie in the most elegant shade of pale blue. To buy: Marte Storage Cabinet, $729, urbanoutfitters....
In honor of Indigenous Peoples’ Day on October 10, Etsy is expanding its Uplift Makers Program with the addition of the Indigenous Artisans Collective, which features shops from Indigenous makers affiliated with 10 Indigenous groups across the United States and the First Nations of Canada. This is the fourth community joining the program—following the launches of the Gee’s Bend Quilters, Gullah Basket Weavers, and Afghan Refugees Collective—all in partnership with Nest, a non-profit that supports sustainable growth and inclusion in the global craft market....
Negotiating alimony (otherwise known as spousal support or maintenance), as part of a divorce can be stressful, overwhelming, and fraught with emotion for both parties involved. Here are a few important points to keep in mind when it comes to alimony settlements, as well as tips to help you arrive at an alimony figure that makes sense—and enter negotiations well-informed. One of the most comprehensive sites to start with is MaritalLaws....
That’s why I like to slowly ease out my heavy winter creams and face oils for lightweight formulas that still provide a hefty dose of moisture. One moisturizer I’ve tested lately that has done the job better than others is FaceGym’s Vitamin C + Bioferment Gel-Cream. The newest product from the spa known for its ″workout″ facials, the Liftwear face cream was dubbed “shapewear for the face” by the brand because of how bouncy and sculpted it makes dehydrated skin look....
Whether you’re catering to meat lovers or veggie enthusiasts, these Fourth of July menu ideas will wow whatever kind of crowd you’ll be celebrating our nation’s independence with. And don’t worry, we included an impressive array of Fourth of July desserts in here, too.
What You Need Cake layersCake standParchment paperFrostingOffset spatula Instructions
